Tag: debt

Debt vs Income – What’s more important when appyling for a mortgage?

Posted on 27. Nov, 2011 by Ray.

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LeahCoss.ca Hi everyone. How are you? It’s Leah Coss with The Mortgage Center. I wanted to talk about debt because for many of you, you come to me going, “Well, OK we have a combined income of a 0000 but…

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The Debt Collector – Primer IV

Posted on 14. Oct, 2011 by Ray.

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The Canada Mortgage and Housing Corporation. It was started with the best of intentions only to be turned into a tool for our shortsighted and greedy approach to real estate. The CMHC is the great enabler of Canada’s housing bubble.…

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AM mortgage adviser part 1

AM mortgage adviser part 1

Posted on 25. Apr, 2011 by The Loan Expert.

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AM Canadian Mortgage Advisor is a complete household finance tool that does it all. Users can easily view the most current best prevailing rates by province, which are automatically updated, determine if it’s in their best interests to do a debt consolidation, or figure out what they still owe on an existing mortgage. There are a number of different calculators in AM Canadian Mortgage Advisor, all of which help Canadians to efficiently manage their credit in a fast and easy way

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How to calculate your debt to income ratio – Qualify for a home

How to calculate your debt to income ratio – Qualify for a home

Posted on 30. Mar, 2011 by Freddie Mac.

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www.chasecraig.com How does a lender qualify you for a home loan? This is a video that I created to help you better understand how a lender might go about qualifying your for a mortgage as well as calculating your debt to income ratios. Let me be clear, I strongly recommend that you discuss your specific situation with a lender

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Best way to save money and pay off debt?

Posted on 20. Mar, 2011 by Ray.

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Home Loan Tips by dbking

Question by Sunshine: Best way to save money and pay off debt?
I am currently working towards paying off debt (cc, car loan, school loans, rent, medical bills) and I also want to start saving. Last year went well after…

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In need of some financial advice…credit card debt, mortgage?

Posted on 16. Mar, 2011 by Ray.

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Question by aleish: In need of some financial advice…credit card debt, mortgage?
A friend of mine and her husband are looking into getting a house next year when their rental lease ends (Jan 08). They plan on spending…

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The Medical Debt Relief Act: Rodney Anderson’s cure for bad credit

Posted on 14. Mar, 2011 by Ray.

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Jennifer Trimmer’s story is providing the pulse for the efforts by one Dallas mortgage banker to change the way credit bureaus hand out credit ratings for millions of Americans. That effort involves hundreds of thousands of dollars of his own…

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Mortgage Debt to Income Questions/Advice?

Posted on 13. Mar, 2011 by Ray.

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Question by Andrew B: Mortgage Debt to Income Questions/Advice?
My fiancee and I are getting married and we are selling both of our houses and moving into newly constructed one. Both existing houses are on the market right…

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Buy-to-Let Landlords struggle to keep up mortgage repayments | Debt Help

Posted on 18. Feb, 2011 by Ray.

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As this recession tightens its grip on our economy many buy-to-let landlords have found themselves unable to sustain their mortgage commitments to repay their borrowings. The chief executive of the housing charity Shelter says that he is…

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3 Tips To Pay Off And Legally Eliminate Credit Card Debt

Posted on 14. Feb, 2011 by Ray.

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If you are a cardholder drowning or almost drowning in debt and unable to cope up with all the current monthly obligations, you may already feel like finding the tallest building to be safe; but since the water keeps on…

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